Buying a Home in Decatur and Wise County
The Good Buy Mortgage Company (TGBMC) helps buyers in Wise County, Dallas–Fort Worth and across Texas explore home financing. As an independent mortgage broker, our home loan advisors can help you compare available programs and understand the steps ahead.
Talk With a Home Loan Advisor
Select Purchase Loan below and share your contact information. We will follow up about your plans.
Ready for the application? Start your secure application.
Start with a monthly budget
Consider the complete housing payment: principal and interest, property taxes, homeowners insurance, any mortgage insurance and applicable HOA dues. Keep room in your budget for maintenance, moving and other household expenses. The property you choose matters, so use estimates for that specific home rather than relying only on a purchase price.
Prepare for your first conversation
- Where you want to buy and your expected timeline.
- Your target price range and a comfortable monthly payment.
- Your available funds for a down payment and closing costs.
- How you earn income and any questions about documenting it.
Your advisor can explain which documents are needed for the loan programs under consideration. Use the requested secure application process for financial documents.
Compare programs and written offers
Explore our home loan programs, then discuss the options that fit your situation. When reviewing written offers, compare the loan term, rate, estimated payment, upfront charges and cash needed to close. A quote or preliminary discussion is not final loan approval.
What should I do next?
Use the inquiry form above to share your goals, or ask a home loan advisor a question. Tell us whether you are still planning, actively shopping or already under contract so we can discuss the appropriate next steps.
Helpful resources: the Consumer Financial Protection Bureau’s homebuying budget guide and guide to comparing loan offers.
